What is the conforming loan limit in California?

Loan limits in California were increased again for 2023 to a baseline conforming loan limit of $726,200. In counties where the area median home price is higher than the baseline limit (e.g. Los Angeles, Orange and San Diego Counties to name a few) the FHFA sets a "high-balance limit" which is higher than the nationwide baseline limit. The max loan limit in higher cost counties is $1,089,300 for 2023. View a complete list of loan limits for counties in California below.

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2023 CA Loan Limits by County

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County Name	One-Unit Limit	Two-Unit Limit	Three-Unit Limit	Four-Unit Limit
Alameda County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Alpine County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Amador County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Butte County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Calaveras County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Colusa County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Contra Costa County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Del Norte County, CA	$726,200	$929,850	$1,123,900	$1,396,800
El Dorado County, CA	$763,600	$977,550	$1,181,650	$1,468,500
Fresno County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Glenn County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Humboldt County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Imperial County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Inyo County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Kern County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Kings County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Lake County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Lassen County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Los Angeles County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Madera County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Marin County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Mariposa County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Mendocino County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Merced County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Modoc County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Mono County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Monterey County, CA	$915,400	$1,171,900	$1,416,550	$1,760,400
Napa County, CA	$1,017,750	$1,302,900	$1,574,900	$1,957,250
Nevada County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Orange County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Placer County, CA	$763,600	$977,550	$1,181,650	$1,468,500
Plumas County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Riverside County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Sacramento County, CA	$763,600	$977,550	$1,181,650	$1,468,500
San Benito County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
San Bernardino County, CA	$726,200	$929,850	$1,123,900	$1,396,800
San Diego County, CA	$977,500	$1,251,400	$1,512,650	$1,879,850
San Francisco County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
San Joaquin County, CA	$726,200	$929,850	$1,123,900	$1,396,800
San Luis Obispo County, CA	$911,950	$1,167,450	$1,411,200	$1,753,800
San Mateo County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Santa Barbara County, CA	$805,000	$1,030,550	$1,245,700	$1,548,100
Santa Clara County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Santa Cruz County, CA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Shasta County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Sierra County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Siskiyou County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Solano County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Sonoma County, CA	$861,350	$1,102,700	$1,332,900	$1,656,450
Stanislaus County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Sutter County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Tehama County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Trinity County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Tulare County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Tuolumne County, CA	$726,200	$929,850	$1,123,900	$1,396,800
Ventura County, CA	$948,750	$1,214,600	$1,468,150	$1,824,550
Yolo County, CA	$763,600	$977,550	$1,181,650	$1,468,500
Yuba County, CA	$726,200	$929,850	$1,123,900	$1,396,800

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What is the conforming loan limit in California?

2023 CA Loan Limits by County

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