The Arbor Express HELOC is a modern Home Equity Line of Credit for W2 homeowners looking to tap into their home’s equity. Unlike home equity loans, the Express HELOC features a lower interest-only minimum payment for the first ten years (most people live in their homes for 7-8 years). Pay only the interest on any used credit. Other features include:

  • No Lender Fees
  • No Appraisal
  • Express underwriting for W2 employees
  • Equity credit line limits up to $250,000 (up to $500,000 requires appraisal)
  • Loan to value (combined) up to 95%
  • No minimum initial draw
  • No pre-payment penalty – pay off the credit line


Learn More! Complete the form below or call me at 760-566-8829.

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Mortgage Advisor

We find you the best rate and mortgage program for your home purchase and refinance goals. Whether you're a first time home buyer or an experienced investor, we have the rates, programs and service to ensure you get the best. 
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